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RESIDENTIAL ROOFING

We can solve any of your roofing problems. From new construction to a complete tear off and new roof, we have you covered.

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COMMERCIAL ROOFING

Our team of commercial roofing experts will help you to make the best decision regarding the repair or replacement of your roof.

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INSURANCE RESTORATION

Do you need Insurance Restoration because of your property has accidental damage or natural disaster that was caused by fire, hail, storm, or water

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From concept to creation

Roofing is all about attention to detail, and this begins with appropriate expertise with all types of roofing

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Setting the standard of quality

Only use the highest quality materials on the market.

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Masters of consistency

Consistency is a big part of roofing and choosing a service that prides itself on this matters.

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Fast construction you can count on

Don't want the roofing project to linger for too long.

HAPPY CUSTOMERS

Very professional company. Staff are kind and caring. The roofers were very organized and respectful of our property.

Cindy

Great service. Prompt arrival to inspect, estimate and perform the work. Highly recommended. Thank you.

Jim

Excellent work installing a brand new roof on my home. Everyone I met was very nice, the workers were professional and efficient.

Susan

Had a peak and roof done. They came out and got it all done in one day very impressed.

Richard

Was professionally installed in a timely manner representatives were knowledgeable on all aspects.

Marthin

Fast service, They gave me pointers on things we need to touch up to protect our roof. Thank you

Ann

Roofer Columbia MO

The Insurance Restoration Process For Hail Damage

Every year hail causes extensive property damage to the tune of millions of dollars. However, hail damage is not always visually apparent and may dramatically shorten your roof’s lifespan. Numerous roofs that are hit by hail never end up getting replaced due to the fact that there is no visible damage.

If you have a damaged roof, most likely your insurance company will pay to have your gutters, siding and entire roof replaced, but only when you act quickly to make sure your claim gets filed within the claim period that has been prescribed. As your local Columbia MO area insurance renovation specialists we are well-versed in repairs give us a call today.

The following is the process that is involved for hail damage insurance restoration:

1. Homeowner Inspection

You do this inspection yourself. You need to check for dents in your window fascia and wraps, dents in the gutters, air conditioner fins that are bent, dented pipe caps and roof vents, as well as damaged lawn furniture and flower pots. The only thing you will be unable to assess directly from the ground is roof damage. Keep in mind that just because you don’t see any damage doesn’t mean it doesn’t exist and isn’t potentially extensive.

2. Contractor Inspection

Typically hail stones that cause damage are around 1-inch in diameter or even bigger since usually damage isn’t caused by smaller sized stones. However, it is recommend that the damage be professionally inspected. Contact us now a  roofing contractor in the Columbia Missouri area and we will check for any property damage caused by the storm and will handle your insurance restoration process for hail damage.

3. File Your Claim

If your como roofing company believes that the damage sustained is serious enough to warrant filing a claim,then you should get in touch with your insurance agent or company. Tell them that the hail damage has been documented by a roof repair inspector.

If a formal written estimate is required by your insurance provider, then asked your contractor to give you one. Typically estimates are only provided by a roofing business when an insurance company requires one.

4. Insurance Adjustment

Usually on an insurance claim an adjuster is sent out to verify the damage prior to the claim being approved. It is recommended that you have your contractor present when you meet with the adjuster. The adjuster and contractor may discuss and agree upon the damage that is to be covered. It is always helpful to have another set of eyes to discover any potential damaged items located on your property.

5. Give The Contractor The Insurance Estimate Report

After your claim is approved, your insurance company will give you a detailed estimate report that goes over the damage being covered, which includes price of materials and total quantity. The report is used by the contractor to develop a plan to get your property restored to its pre-damaged condition.

6. Sign The Contractor’s Contract

At that point the roofing contractor will start working on getting your hail-damaged property restored. After the work is completed, you will pay the contractor from the proceeds you get from your insurance company. Paying your deductible will be your only out-of-pocket expense.

7. Wrapping Up Your Claim

Usually contractors work from estimates, and that means at times actual costs may end up exceeding the estimate. That may be due to additional damage being discovered or more exterior supplies might be needed. However, you don’t need to worry about this. These details will be relayed to your insurance company by the contractor. Usually the extra costs will be granted and simply added to the total of your claim.

Bottom Line

If you have any property that has been damaged by hail, you can contact us Roofing In Gratitude we will help you with the  insurance restoration process for hail damage that we have detailed here in order to maximize your claim. Our team will be able to make the process of hail damage restoration as painless as possible, starting with assessing the extent of the hail damage through working with your insurance company.